Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #12718579
Complaint Overview
Complaint ID: 12718579
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Hawaii
ZIP Code: 96822
Date Received: 2025-03-28T12:00:00-05:00
Date Sent to Company: 2025-03-28T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To Whom It May Concern : In a recent review of my credit reports, I noticed several inquiries among the records held by all ( XXXX ) of the credit bureaus from XXXX XXXX that I do not recognize and believe to be fraudulent or not related to a proper/authorized purpose. The XXXX XXXX INQUIRIES in question specifically are as follows : " XXXX XXXX XXXX XXXX XXXX On XX/XX/XXXX or XXXX, XXXX : -- - Appears On Reports At : EQUIFAX, XXXX, XXXX " XXXX XXXXXXXX XXXX '' - XX/XX/XXXX or XXXX, XXXX : -- - Appears On Reports At : EQUIFAX, XXXX, XXXX There are several other inquiries from XXXX XXXX on various dates, however, the others I recognize. Only the inquiries related to the above ( 2 ) transactions are unrecognized. I would like the bank to provide proof that the inquiry was for a legitimate/authorized purpose as well as explicit evidence that is was requested by myself. Any documentation that they feel proves this, I would like to be sent to me directly via the CFPB 's complaint handling system for my review. If they are unable to prove that these inquiries were in fact for a legitimate business purpose and requested by myself, then I would like them removed immediately. Thank you. XXXX XXXX
Frequently Asked Questions
What is Complaint #12718579 about?
Complaint #12718579 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-03-28T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.