Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #12700868
Complaint Overview
Complaint ID: 12700868
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Arizona
ZIP Code: 85345
Date Received: 2025-03-27T12:00:00-05:00
Date Sent to Company: 2025-03-27T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally dispute the inaccuracies found in an account listed on my credit report by TransUnion. Pursuant to Section 605 ( b ) of the Fair Credit Reporting Act ( FCRA ), I demand the deletion of this account from my report due to inconsistencies in reporting details. Details of the disputed account : - Creditor : XXXX XXXX XXXX ( Closed ) - Account Number : [ Insert Account Number ] - Payment Status : Charged off as bad debt - Balance : {$XXXX} The reporting of payment status as Charged off as bad debt is inconsistent with XXXX reporting and does not align with accurate payment history data for XXXX and XXXX. The discrepancies negatively impact my credit standing and violate FCRA provisions. I request an immediate investigation and resolution by deleting this account from my report. I have enclosed supporting documents for your reference. Please confirm the resolution in writing within the FCRAs prescribed timelines.
Frequently Asked Questions
What is Complaint #12700868 about?
Complaint #12700868 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-03-27T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.