Debt collection -- Took or threatened to take negative or legal action -- Complaint #12681792

Complaint Overview

Complaint ID: 12681792

Company: Halsted Financial Services, LLC.

Product: Debt collection

Sub-Product: Credit card debt

Issue: Took or threatened to take negative or legal action

Sub-Issue: Threatened to sue you for very old debt

State: Florida

ZIP Code: 33563

Date Received: 2025-03-26T12:00:00-05:00

Date Sent to Company: 2025-03-26T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I received a call from Halsted Financial Services regarding repayment for credit card charge off. Now the female I spoke with threatened me that they would pursue legal action if I didn't start paying it back.

Frequently Asked Questions

What is Complaint #12681792 about?

Complaint #12681792 was filed against Halsted Financial Services, LLC. regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2025-03-26T12:00:00-05:00.

How did Halsted Financial Services, LLC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Halsted Financial Services, LLC.?

Yes, visit the Halsted Financial Services, LLC. company profile at readthecomplaint.com/company/halsted-financial-services-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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