Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #12680746

Complaint Overview

Complaint ID: 12680746

Company: Equifax, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a company's investigation into an existing problem

Sub-Issue: Their investigation did not fix an error on your report

State: Georgia

ZIP Code: 30030

Date Received: 2025-03-26T12:00:00-05:00

Date Sent to Company: 2025-03-26T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

I FILED NUMEROUS DISPUTES DUE TO INACCURATE REPORTING. EQUIFAX DENIED TO FOLLOW UP WITH THE INVESTIGATION. I WAS RECENTLY NOTIFIED THAT THE CFPB HAS FILED A LAWSUIT AGAINST EQUIFAX. THEY ALLEGED THE COMPANY OF ACCEPTING UNRELIABLE AND UNVERIFIABLE INFORMATION AS WELL AS FAILURE TO NOTIFY CONSUMER DISPUTE RESULTS. THIS ALIGNS WELL WITH MY SITUATION! EQUIFAX HAS NOT ATTEMPTED TO REMOVE, NOR CORRECT ANY INFORMATION. I'M REQUESTING THESE DEROGATORY ACCOUNTS BE REMOVED OR CORRECTED IMMEDIATELY AS IT'S AFFECTING MY CHANCES OF GETTING BUSINESS LOANS AMD HOUSING FOR MY FAMILY. EQUIFAX VIOLATES MY RIGHTS AS A CONSUMER, AS WELL AS FEDERAL LAWS.

Frequently Asked Questions

What is Complaint #12680746 about?

Complaint #12680746 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-03-26T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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