Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #12668944
Complaint Overview
Complaint ID: 12668944
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Texas
ZIP Code: 750XX
Date Received: 2025-03-24T12:00:00-05:00
Date Sent to Company: 2025-03-24T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have identified several unauthorized items on my credit report, suggesting possible identity theft. Since I did not approve these accounts, I am formally requesting their immediate removal. Although I previously reported this issue, it remains unresolved and continues to cause me considerable distress. These inaccurate accounts misrepresent my credit history and financial management. If this matter is not resolved promptly, I am prepared to take legal action to protect my rights. The presence of these erroneous items is significantly hindering my financial goals, including purchasing a home and supporting my family.
Frequently Asked Questions
What is Complaint #12668944 about?
Complaint #12668944 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-03-24T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.