Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12668703
Complaint Overview
Complaint ID: 12668703
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Oregon
ZIP Code: 973XX
Date Received: 2025-03-24T12:00:00-05:00
Date Sent to Company: 2025-03-24T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Over the past four years, someone named XXXX XXXX used my personal information to apply for credit cards and possibly other accounts without my permission. He lived with me for a period of time and gained access to my ID, Social Security number, bank cards, phone, and even tax documents. I did not realize the full extent of what was happening until recently. Since then, I have seen repeated credit inquiries and new accounts that I did not authorize. Ive tried to dispute them through XXXX XXXX and directly with the credit bureaus, but my disputes keep getting denied. Ive never been able to recover from this, and my credit score has remained extremely low, which has prevented me from rebuilding or accessing basic credit. I want to note that this same individual also did this to my significant other, who lived with me at the time. She is submitting her own complaint separately, and I hope this pattern of identity theft will be taken seriously.
Frequently Asked Questions
What is Complaint #12668703 about?
Complaint #12668703 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-03-24T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.