Debt collection -- False statements or representation -- Complaint #12662148
Complaint Overview
Complaint ID: 12662148
Company: First National Collection Bureau, INC.
Product: Debt collection
Sub-Product: I do not know
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Iowa
ZIP Code: 510XX
Date Received: 2025-03-23T12:00:00-05:00
Date Sent to Company: 2025-03-23T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Under the Fair Debt Collection Practices Act ( FDCPA ), I am entitled to receive a detailed statement that includes the following information : 1. The original creditors name and contact information 2. The amount of the initial debt 3. A detailed breakdown of all charges, fees, and interest added to the account 4. Any payment history, including dates and amounts paid 5. A clear explanation of how the total amount has been calculated 6. The date of the last payment made on the account Please provide this information within 30 days of receiving this letter. Failure to provide the requested information may be viewed as a violation of the FDCPA. I appreciate your prompt attention to this matter and look forward to receiving the requested documentation. If you have any questions regarding this request, please feel free to contact me at the phone number or email address listed above.
Frequently Asked Questions
What is Complaint #12662148 about?
Complaint #12662148 was filed against First National Collection Bureau, INC. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-03-23T12:00:00-05:00.
How did First National Collection Bureau, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against First National Collection Bureau, INC.?
Yes, visit the First National Collection Bureau, INC. company profile at readthecomplaint.com/company/first-national-collection-bureau-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.