Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #12660464
Complaint Overview
Complaint ID: 12660464
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Virginia
ZIP Code: XXXXX
Date Received: 2025-03-23T12:00:00-05:00
Date Sent to Company: 2025-03-23T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
SENT MY DISPUTE IN FOR INACCURATE REPORTING ON MY CREDIT REPORT. I WANTED THESE ACCOUTS DELETED UNDER THE FCRA BECAUSE OF THIS. THIS DID NOT HAPPEN. ALL I GOT BACK WAS UPDATE AND VERIFIED. HOW WAS THIS AND THESE ACCOIUNTS HAD INACCURICIES IN THE PAYMENT HISTORY AND THE DATE OF LAST ACTIVITY BETWEEN EQUIFAX, TRANSUION AND EXPERIAN. ( YOUR COMPANY DID NOT DO YOUR JOB AND YOU HAVE A LAWSUIT AGAIST YOU FOR THIS. ) I WILL BE TAKING ACTION IF THESE ACCOUNTS ARE NOT DELETED IMMEDIATELY. THESE WERE THE ACCONTS THAT WERE SUPPOSED TO BE DELETED FOR VIOLATING THE FCRA. : ( XXXX ) ( XXXX ) ( XXXX XXXX ) ( XXXX XXXX ) ( XXXX XXXX ) ( XXXX ) ( XXXX XXXX ) ( XXXX XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX THESE ACCOUNTS HAVE INACURATE INFORMATION IN THE PAYMENT HISTORY AND THE DATE OF LAST ACTIVITY BETWEEN EQUIFAX, EXPERIAN AND TRANSUNION. I REQUESTED THAT THESE ACCOUNTS UPDATE THE LATE PAYMENTS TO PAID AS AGREED, PAID ON TIME, NEVER LATE IN THE PAYMENT HISTORY. THIS DID NOT HAPPEN. YOU SENT A RESPOSE OF UPDATED AND VERIFIED WHICH IS A VIOLATION OF THE FCRA. THESE ACCOUTS SHOULD BE UPDATED TO PAID ASGREED, NEVER LATE, PAID ON TIME IN THE WHOLE PAYMENT HISTORY. ( XXXX XXXX XXXX ) ( XXXX XXXX XXXX )
Frequently Asked Questions
What is Complaint #12660464 about?
Complaint #12660464 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-03-23T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.