Credit card -- Fees or interest -- Complaint #12660427

Complaint Overview

Complaint ID: 12660427

Company: Atlanticus Services Corporation

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Fees or interest

Sub-Issue: Problem with fees

State: Minnesota

ZIP Code: 55110

Date Received: 2025-03-23T12:00:00-05:00

Date Sent to Company: 2025-03-23T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/XXXX I Called XXXX Credit Card Company About All The Extra Fees On My Account, {$15.00} Insurance fee, {$12.00} acct maintenance Fee EVERY MONTH! The {$15.00} Fee may not have been cancelled which is draining the card I Rarely Use & The Balance goes down $ XXXX after all the interest fees. Then XXXX the Annual Fee with many others the payment went up $ XXXX. To {$76.00} now. On XX/XX/XXXX I called XXXX- I Told Them To Close My Account Adamantly -THEY WOULD NOT! They repeatedly, for 5 minutes, insisted They would Refund the Annual Fee as Credit & Another fee I thought was taken care of months ago Now They Recharge The Annual Fee as if I'm going to keep standing by getting my money taken by a company that won't let me settle anything because I Really Really Hate this Credit Card Company which is why i RARELY USE THE CARD ANYMORE! THEY RAISED THE CREDIT LIMIT LAST YEAR SO THEY COULD MAX IT OUT WITH MORE INTEREST & MORE FEES LIKE I DON'T NOTICE THEY XXXX ROBBING ME SOMEHWERE SOMEHOW EVERY MONTH XXXX XXXX CREDIT HAS TO STOP I AM CLOSING MY ACCOUNT NOW

Frequently Asked Questions

What is Complaint #12660427 about?

Complaint #12660427 was filed against Atlanticus Services Corporation regarding Credit card specifically about Fees or interest. It was received by the CFPB on 2025-03-23T12:00:00-05:00.

How did Atlanticus Services Corporation respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Atlanticus Services Corporation?

Yes, visit the Atlanticus Services Corporation company profile at readthecomplaint.com/company/atlanticus-services-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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