Debt collection -- Attempts to collect debt not owed -- Complaint #12659733

Complaint Overview

Complaint ID: 12659733

Company: Nra Group, LLC

Product: Debt collection

Sub-Product: Medical debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Missouri

ZIP Code: 63114

Date Received: 2025-03-24T12:00:00-05:00

Date Sent to Company: 2025-03-24T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I had a hospital stay between XX/XX/XXXX and XX/XX/XXXX. I received my first bill for {$2200.00} on XX/XX/XXXX. On XX/XX/XXXX I received additional statements stating that the bills I received the day before were past due. Between XX/XX/XXXX and XX/XX/XXXX I received numerous additional bills dictating how the amount insurance was billed and how much I owed. On XX/XX/XXXX I received a final statement after the full amount was billed to insurance stating that I, the patient, owed {$0.00}. On XX/XX/XXXX I received a letter from an agency explaining that the hospital sent the previous bill of {$2200.00} to collections. I submitted this complaint on XX/XX/XXXX and on XX/XX/XXXX my case was closed after the company responded with a ledger from the original creditor. The XXXX listed on the ledger is {$0.00}, but that doesn't explain the {$0.00} statement balance listed in 2 other spots on the same ledger. I am, again, uploading my EOB from my insurance showing that I owe {$0.00} for the itemized services listed.

Frequently Asked Questions

What is Complaint #12659733 about?

Complaint #12659733 was filed against Nra Group, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-03-24T12:00:00-05:00.

How did Nra Group, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Nra Group, LLC?

Yes, visit the Nra Group, LLC company profile at readthecomplaint.com/company/nra-group-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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