Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12659648
Complaint Overview
Complaint ID: 12659648
Company: United Panam Financial CORP.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Iowa
ZIP Code: 523XX
Date Received: 2025-03-24T12:00:00-05:00
Date Sent to Company: 2025-03-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
They were going to foreclose on me but it got reinstated with payment that I made more than two weeks ago after I was sent what amount needed to be paid they then said I had to provide insurance information which I did mind you this is after payment is made and when insurance info was provided they said I need flood insurance I can not get flood insurance they also said even after I made the payment that it would not be reinstated if insurance info was not provided which it was but they changed it after I got insurance and they still have yet to apply my payment it still shows I owe
Frequently Asked Questions
What is Complaint #12659648 about?
Complaint #12659648 was filed against United Panam Financial CORP. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-03-24T12:00:00-05:00.
How did United Panam Financial CORP. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against United Panam Financial CORP.?
Yes, visit the United Panam Financial CORP. company profile at readthecomplaint.com/company/united-panam-financial-corp to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.