Mortgage -- Applying for a mortgage or refinancing an existing mortgage -- Complaint #12626261
Complaint Overview
Complaint ID: 12626261
Company: Core Capital Lending LLC
Product: Mortgage
Sub-Product: Conventional home mortgage
Issue: Applying for a mortgage or refinancing an existing mortgage
Sub-Issue: Delays in the application process
State: California
ZIP Code: 94124
Date Received: 2025-02-15T12:00:00-05:00
Date Sent to Company: 2025-03-24T12:00:00-05:00
Company Response: Untimely response
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to file a formal complaint against XXXX XXXX, Core Capital Lending, and XXXX XXXX XXXX XXXX for fraud, money embezzlement, and deceptive business practices, which have resulted in severe financial hardship and emotional distress for me. On XX/XX/year>, I wired {$93000.00} to Core Capital Lending as part of the down-payment for a mortgage loan related to the property located at XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX, NC XXXX XXXX On XX/XX/year>, I wired an additional {$18000.00} to Core Capital Lending, and on XX/XX/year>, I wired another {$9800.00} to XXXX XXXX XXXX XXXX, bringing the total wired funds to {$120000.00}. After submitting these payments, I was informed by XXXX XXXX, the lender, that the mortgage loan did not go through and that the transaction was canceled. XXXX XXXX assured me that the funds would be returned within three business days. Despite multiple attempts on my part to contact XXXX XXXX and repeated demands for the return of my money, he has failed to honor his commitment and refused to communicate further. As of this complaint, the total amount of {$120000.00} has still not been returned to me, and XXXX XXXX and his companies have demonstrated blatant disregard for my requests, causing severe financial hardship. The impact has been far-reaching, both financially and emotionally. I am currently facing significant distress due to this unresolved situation, including daily panic attacks and anxiety, as I am unable to regain access to my hard-earned money. It is clear that XXXX XXXX and his companies have engaged in deceptive practices and have failed to uphold their obligations to clients, despite having received large sums of money under the pretense of securing a mortgage loan. The lack of response and action from Core Capital Lending and XXXX XXXX XXXX XXXX has created an atmosphere of mistrust, and their actions are tantamount to fraud and money embezzlement. In light of these circumstances, I respectfully request the Federal Trade Commission to take the following actions : XXXX. Investigate the fraudulent activities of XXXX XXXX and his companies, Core Capital Lending and XXXX XXXX XXXX Co. XXXX. Cancel the business licenses of Core Capital Lending and XXXX XXXX XXXX XXXX for engaging in deceptive and fraudulent business practices. XXXX. Launch a criminal investigation into XXXX XXXX and his companies for fraud, embezzlement, and deceptive business practices. The financial and emotional damage caused by this situation is immeasurable. I seek justice for myself and any other individuals who may be impacted by these companies ' illegal and unethical actions. Thank you for your attention to this serious matter. I look forward to your prompt investigation and action. Sincerely, XXXX XXXX Phone : XXXX Email : XXXX Lender 's Name : XXXX XXXX XXXX XXXX : XXXX & XXXX Email Address : XXXX XXXX Address of Core Capital Lending : XXXX XXXX XXXX, XXXX XXXX, XXXX, PA XXXX XXXX Address of Core Capital Lending : XXXX XXXX XXXX, XXXX XXXX, XXXX, PA XXXX XXXX Address of Core Capital Lending : XXXX XXXX XXXX XXXX, XXXX XXXX, NY XXXX Website Address of Core Capital Lending : www.corelendinggroup.com Address of XXXX XXXX XXXX XXXX : XXXX XXXX XXXX, XXXX, PA XXXX
Frequently Asked Questions
What is Complaint #12626261 about?
Complaint #12626261 was filed against Core Capital Lending LLC regarding Mortgage specifically about Applying for a mortgage or refinancing an existing mortgage. It was received by the CFPB on 2025-02-15T12:00:00-05:00.
How did Core Capital Lending LLC respond to this complaint?
The company responded with: "Untimely response". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.
Can I see other complaints against Core Capital Lending LLC?
Yes, visit the Core Capital Lending LLC company profile at readthecomplaint.com/company/core-capital-lending-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.