Checking or savings account -- Managing an account -- Complaint #12606778

Complaint Overview

Complaint ID: 12606778

Company: Ally Financial INC.

Product: Checking or savings account

Sub-Product: Checking account

Issue: Managing an account

Sub-Issue: Deposits and withdrawals

State: Texas

ZIP Code: 786XX

Date Received: 2025-03-21T12:00:00-05:00

Date Sent to Company: 2025-03-21T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American

Consumer Narrative

I tried to deposit a check through their application. I tried to take in account that I was using an old, cracked TracPhone. But the application said it it didn't go through. Then I got conflicting information saying that that my check would and wouldn't go through., including a text saying it would. I finally spoke to a supervisor and she said it might not be paid. This was my social security check, so I called the social security office. There was nothing amiss there. Then I got an email saying I have conflicting information and my check would be put on an extended hold because I have conflicting information.I tried to deposit the check a few times and they admit it Meanwhile, my bills aren't getting paid and I am not getting money into my account.

Frequently Asked Questions

What is Complaint #12606778 about?

Complaint #12606778 was filed against Ally Financial INC. regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2025-03-21T12:00:00-05:00.

How did Ally Financial INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Ally Financial INC.?

Yes, visit the Ally Financial INC. company profile at readthecomplaint.com/company/ally-financial-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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