Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12597542

Complaint Overview

Complaint ID: 12597542

Company: Transunion Intermediate Holdings, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account status incorrect

State: Maryland

ZIP Code: 212XX

Date Received: 2025-03-20T12:00:00-05:00

Date Sent to Company: 2025-03-20T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

[ XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX Subject : Dispute of Incorrect Account Status Reporting Dear Sir/Madam, I am writing to formally dispute the incorrect status of my closed account that has been reported on my credit report. Specifically, I have noticed that my account is showing a XXXX status since XX/XX/XXXX. This status is inaccurate and does not reflect the true standing of my account. The account in question was closed, and I have consistently worked to resolve any outstanding balance, yet the XXXX status persists on my credit report. I believe this entry is erroneous, and I request an immediate review and correction of the account status. If this XXXX designation is the result of an administrative error or other miscommunication, I ask that the account be deleted off my credit report to reflect the actual situation of the account. As this information is adversely affecting my XXXX XXXX and financial reputation, I request that you kindly investigate and resolve this matter as soon as possible. I would appreciate it if you could provide me with written confirmation that the status of my account has been corrected and that the updated information has been transmitted to the credit bureaus. Please find attached a copy of my credit report showing the disputed entry and any other relevant documentation that XXXX assist in the resolution of this issue. Thank you for your prompt attention to this matter. Should you need any additional information or documentation to process my request, I am happy to provide it. Sincerely, [ XXXX XXXX ]

Frequently Asked Questions

What is Complaint #12597542 about?

Complaint #12597542 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-03-20T12:00:00-05:00.

How did Transunion Intermediate Holdings, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Transunion Intermediate Holdings, INC.?

Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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