Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #12588745
Complaint Overview
Complaint ID: 12588745
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: New York
ZIP Code: 11367
Date Received: 2025-03-20T12:00:00-05:00
Date Sent to Company: 2025-03-20T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally dispute fraudulent information appearing on my TRANSUNION credit report under XXXX XXXXC. 1681c-2 ( FCRA Section 605B ). As a victim of identity theft, I demand that this fraudulent account be blocked and permanently removed from my credit file. The following account has been fraudulently reported and must be DELETED IMMEDIATELY : XXXX XXXX XXXX Account Number : XXXX I have enclosed a copy of my Police Report and FTC Identity Theft Report ( FTC REPORT NUMBER : XXXX ), which substantiates my claim. Under 15 U.S.C. 1681c-2, the credit reporting agencies are required to block this information within four business days of receiving my request. I have made multiple attempts to resolve this issue directly with TRANSUNION, yet they have failed to take the appropriate corrective action. Furthermore, I have requested validation and verification documents, including signed contracts proving my liability for this account, and have not received any response within the legally mandated timeframe. Due to the continued reporting of this fraudulent account, I have suffered significant financial hardship, including the inability to secure housing for my family. I am formally requesting that the Consumer Financial Protection Bureau intervene immediately to ensure compliance with FCRA 605B and order the deletion of this account. I expect written confirmation of the removal of this fraudulent account from my credit report. Please take immediate action to rectify this matter and uphold my consumer rights. Thank you for your prompt attention to this urgent issue.
Frequently Asked Questions
What is Complaint #12588745 about?
Complaint #12588745 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-03-20T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.