Debt collection -- Took or threatened to take negative or legal action -- Complaint #12569803
Complaint Overview
Complaint ID: 12569803
Company: Navy Federal Credit Union
Product: Debt collection
Sub-Product: Other debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Sued you without properly notifying you of lawsuit
State: Maryland
ZIP Code: 20746
Date Received: 2025-03-19T12:00:00-05:00
Date Sent to Company: 2025-03-19T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I took out a loan and maybe 1 year after I lost my job as a XXXX XXXX XXXX. I am now employed and can start to make payments on this loan, however I am unable to pay what the Law Firm is asking. I have set aside funds from my paycheck to start making payments, however I've been told that it's not enough. I'm scheduled for court on XX/XX/2025.
Frequently Asked Questions
What is Complaint #12569803 about?
Complaint #12569803 was filed against Navy Federal Credit Union regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2025-03-19T12:00:00-05:00.
How did Navy Federal Credit Union respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Navy Federal Credit Union?
Yes, visit the Navy Federal Credit Union company profile at readthecomplaint.com/company/navy-federal-credit-union to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.