Debt collection -- Attempts to collect debt not owed -- Complaint #12568859
Complaint Overview
Complaint ID: 12568859
Company: Kriya Capital, LLC
Product: Debt collection
Sub-Product: Telecommunications debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was paid
State: New York
ZIP Code: 13090
Date Received: 2025-03-19T12:00:00-05:00
Date Sent to Company: 2025-03-19T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am disputing an inaccurate collection account reported by Credence Resource Management on my credit report. This debt is invalid for the following reasons : 1. The debt is based on unreturned equipment, but I have written confirmation from XXXX stating that the equipment was too old and did not need to be returned. Despite providing this evidence in a dispute with XXXX, my claim was denied. 2. The collection agency has never contacted me in writing or by phone to validate this debt. Under the Fair Debt Collection Practices Act ( FDCPA ), they are required to verify the debt if requested, yet they have ignored my requests. 3. Credence Resource Management is failing to comply with the Fair Credit Reporting Act ( FCRA ) by reporting unverifiable information. I have attempted to resolve this by disputing it with the credit bureau and directly with the agency, but they refuse to respond in writing.
Frequently Asked Questions
What is Complaint #12568859 about?
Complaint #12568859 was filed against Kriya Capital, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-03-19T12:00:00-05:00.
How did Kriya Capital, LLC respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Kriya Capital, LLC?
Yes, visit the Kriya Capital, LLC company profile at readthecomplaint.com/company/kriya-capital-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.