Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12547893
Complaint Overview
Complaint ID: 12547893
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: California
ZIP Code: 957XX
Date Received: 2025-03-18T12:00:00-05:00
Date Sent to Company: 2025-03-18T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Subject : Complaint Regarding Inaccurate Credit Reporting Dear CFPB Representative, I am filing a complaint regarding inaccurate information on my credit report by XXXX XXXX XXXX credit card. 1. Issue : The credit report shows a delinquent payment for in XXXX, XX/XX/year>. Payment due was {$64.00}, with late fees levied as {$40.00} for each month. 2. Action Taken : I contacted XXXX XXXX and they refunded the late fees for XXXX months which is {$80.00} along with interest fees, acknowledging their mistake. Despite this, the delinquent entry remains on my credit report. 3. Dispute : I have disputed the information with the credit bureaus, but the error persists. 4. Request : Please assist in correcting this inaccurate entry on my credit report.
Frequently Asked Questions
What is Complaint #12547893 about?
Complaint #12547893 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-03-18T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.