Debt collection -- Took or threatened to take negative or legal action -- Complaint #12527270
Complaint Overview
Complaint ID: 12527270
Company: Barclays Bank Delaware
Product: Debt collection
Sub-Product: Credit card debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: Massachusetts
ZIP Code: 01902
Date Received: 2025-03-17T12:00:00-05:00
Date Sent to Company: 2025-03-17T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I filed a dispute with all three credit bureaus and stated the frca laws and XXXX XXXX standard that were being broken and not up held. The debt was sold to a third party company and my obligation was not with the third party company. I didnt have an agreement or obligation with the third party company. The original company sold my debt without my knowledge or permission
Frequently Asked Questions
What is Complaint #12527270 about?
Complaint #12527270 was filed against Barclays Bank Delaware regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2025-03-17T12:00:00-05:00.
How did Barclays Bank Delaware respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Barclays Bank Delaware?
Yes, visit the Barclays Bank Delaware company profile at readthecomplaint.com/company/barclays-bank-delaware to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.