Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #12508572
Complaint Overview
Complaint ID: 12508572
Company: Capital One Financial Corporation
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Colorado
ZIP Code: 80917
Date Received: 2025-03-16T12:00:00-05:00
Date Sent to Company: 2025-03-21T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally dispute unauthorized credit inquiries on my credit report. I did not authorize the following companies to access my credit, and I request that these inquiries be removed immediately : Capital One Bank XXXX XXXX XXXX Cap One XXXX Dealer As a consumer, I have the right to dispute any unauthorized transactions or credit inquiries. Since I did not provide consent for these companies to pull my credit, I am requesting their removal from my credit report. Please investigate this matter and take the necessary steps to correct my credit file. Thank you for your prompt attention to this issue. Sincerely, XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #12508572 about?
Complaint #12508572 was filed against Capital One Financial Corporation regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-03-16T12:00:00-05:00.
How did Capital One Financial Corporation respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Capital One Financial Corporation?
Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.