Credit card -- Fees or interest -- Complaint #12508048
Complaint Overview
Complaint ID: 12508048
Company: Capital One Financial Corporation
Product: Credit card
Sub-Product: General-purpose credit card or charge card
Issue: Fees or interest
Sub-Issue: Unexpected increase in interest rate
State: California
ZIP Code: 90255
Date Received: 2025-03-16T12:00:00-05:00
Date Sent to Company: 2025-03-16T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally dispute an inaccurate Capital One account appearing on my credit report. The account details are as follows : Creditor Name : Capital One Account Number : XXXX Highest Balance Reported : {$330.00} Credit Limit : {$250.00} I have no knowledge of this account, and the reported balance and credit limit are incorrect. This inaccurate information is negatively impacting my credit profile. I have attempted to dispute this with the credit bureaus but have not received a resolution.
Frequently Asked Questions
What is Complaint #12508048 about?
Complaint #12508048 was filed against Capital One Financial Corporation regarding Credit card specifically about Fees or interest. It was received by the CFPB on 2025-03-16T12:00:00-05:00.
How did Capital One Financial Corporation respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.
Can I see other complaints against Capital One Financial Corporation?
Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.