Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12507907
Complaint Overview
Complaint ID: 12507907
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: California
ZIP Code: 90266
Date Received: 2025-03-16T12:00:00-05:00
Date Sent to Company: 2025-03-16T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to bring to your attention a matter of great concern regarding the response times from the three major credit bureaus - [ Equifax, Experian, TransUnion ]. As per the guidelines set forth by CFPB, these credit bureaus are required to respond to consumer inquiries in a timely manner. Unfortunately, I have yet to receive a response from any of the credit bureaus after reaching out to them by written communication dated : XX/XX/year> to formally request the modification of derogatory information on my credit report in accordance with all applicable federal and California state laws, current case law, codes, statutes, constitutions, and rules. Several items on my credit reports are inaccurately reported and should be corrected to reflect accurate information. It has been well beyond the time frame specified by CFPB, and I am growing increasingly frustrated with the lack of communication and resolution from these entities.
Frequently Asked Questions
What is Complaint #12507907 about?
Complaint #12507907 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-03-16T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.