Vehicle loan or lease -- Repossession -- Complaint #12500494

Complaint Overview

Complaint ID: 12500494

Company: Hyundai Capital America

Product: Vehicle loan or lease

Sub-Product: Loan

Issue: Repossession

Sub-Issue: Deficiency balance after repossession

State: Ohio

ZIP Code: 436XX

Date Received: 2025-03-15T12:00:00-05:00

Date Sent to Company: 2025-03-15T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I am filing a complaint regarding an inaccurate item on my credit report that continues to negatively impact my credit. XXXX XXXX XXXXHyundai Capitol America failed to provide me with a copy of the right to redeem notice or a written notice of what the asset sold for at auction.Nor the date, time and place of the sale. This is in violation of the Ohio revised codes XXXX and XXXX would like to request a 1099-C form and a deficiency balance statement. I also request that this information be removed from the credit file you maintain under my social security number.

Frequently Asked Questions

What is Complaint #12500494 about?

Complaint #12500494 was filed against Hyundai Capital America regarding Vehicle loan or lease specifically about Repossession. It was received by the CFPB on 2025-03-15T12:00:00-05:00.

How did Hyundai Capital America respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.

Can I see other complaints against Hyundai Capital America?

Yes, visit the Hyundai Capital America company profile at readthecomplaint.com/company/hyundai-capital-america to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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