Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12495100
Complaint Overview
Complaint ID: 12495100
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Florida
ZIP Code: 33024
Date Received: 2025-03-14T12:00:00-05:00
Date Sent to Company: 2025-03-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
All three credit bureaus ( Experian, XXXX, XXXX ) continue reporting a XXXX XXXX auto loan with XXXX XXXX XXXX coding errors. The account shows " OK '' status in XX/XX/year> sandwiched between charge-off statuses in XX/XX/year> and XX/XX/year>. This violates fundamental credit reporting standards. Additionally, XXXX reports a high-credit amount of only {$3600.00} while the other bureaus show {$25000.00} - a {$21000.00} discrepancy that proves data corruption.
Frequently Asked Questions
What is Complaint #12495100 about?
Complaint #12495100 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-03-14T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.