Credit reporting or other personal consumer reports -- Unable to get your credit report or credit score -- Complaint #12493881

Complaint Overview

Complaint ID: 12493881

Company: Experian Information Solutions INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Unable to get your credit report or credit score

Sub-Issue: Other problem getting your report or credit score

State: California

ZIP Code: 94608

Date Received: 2025-03-14T12:00:00-05:00

Date Sent to Company: 2025-03-14T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Around XX/XX/XXXX my credit score with Experian was XXXX. When I checked my credit on XX/XX/year> all my credit cards were gone, none were reflected and my score dropped over XXXX points. I called and spoke to XXXX and was advised that a lender tried to pull my credit and the report partially locked. I was told it would be repaired within XXXX days. I was also advised that I will see who attempted to pull it once repaired. I also spoke with XXXX after XXXX business days as the report was not fixed. I also have no information on the supposed company that attempted to pull my credit, It is now XX/XX/XXXX and although now all the credit cards are reporting my score is XXXX and never returned to XXXX. I am requesting my score be updated immediately!

Frequently Asked Questions

What is Complaint #12493881 about?

Complaint #12493881 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Unable to get your credit report or credit score. It was received by the CFPB on 2025-03-14T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

Related Pages