Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #12493162
Complaint Overview
Complaint ID: 12493162
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: District of Columbia
ZIP Code: 20001
Date Received: 2025-03-14T12:00:00-05:00
Date Sent to Company: 2025-03-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Account info Account name FAIR COLLECTIONS & OUTSOURCING Account number XXXX Account type Collection Responsibility Indiidual Status Collection account. {$2.00}, XXXX past due as of XX/XX/XXXX. Status updated XX/XX/XXXX XXXX {$2000.00} XXXX updated XX/XX/XXXX Recent payment I have been fighting this account for over 7 years. I relocated from this property end of lease in XX/XX/XXXX with no balance. In the month of XX/XX/XXXX they added all types of erroneous fees and late rent to my account and subsequently my credit report. I have on numerous times disputed this the company and all 3 major credit bureau for them to never removed this debt. At this point the time is up it has been effecting me negatively for 7 years and I want it removed based on expectation.
Frequently Asked Questions
What is Complaint #12493162 about?
Complaint #12493162 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-03-14T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.