Credit card -- Trouble using your card -- Complaint #12475068

Complaint Overview

Complaint ID: 12475068

Company: PNC Bank N.A.

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Trouble using your card

Sub-Issue: Can't use card to make purchases

State: Pennsylvania

ZIP Code: 19141

Date Received: 2025-03-13T12:00:00-05:00

Date Sent to Company: 2025-03-13T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On today XX/XX/year> as I attempted to use my Debit Card ending in XXXX. It was declined at the Store. And when I called PNC Bank to inquire about this the representative asked me a slick and dishonest question on whether this is in relation to a former card that was supposed to be canceled ending in XXXX. And prior to this I tried reaching their escalation department and strangely all of their contact numbers are not excepting calls. This is nothing but pathetic civil rights violations.

Frequently Asked Questions

What is Complaint #12475068 about?

Complaint #12475068 was filed against PNC Bank N.A. regarding Credit card specifically about Trouble using your card. It was received by the CFPB on 2025-03-13T12:00:00-05:00.

How did PNC Bank N.A. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against PNC Bank N.A.?

Yes, visit the PNC Bank N.A. company profile at readthecomplaint.com/company/pnc-bank-n-a to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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