Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #12474755
Complaint Overview
Complaint ID: 12474755
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Mississippi
ZIP Code: 39564
Date Received: 2025-03-13T12:00:00-05:00
Date Sent to Company: 2025-03-13T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
After thoroughly reviewing my TransUnion credit report, I was outraged to find multiple inaccuracies that should have never been reported. These errors are not harmless clerical mistakesthey are actively damaging my financial reputation and creating unnecessary roadblocks. I refuse to allow false information to dictate my creditworthiness and demand an immediate and thorough reinvestigation. The following items that I'm disputing are as listed : Company Name : XXXX XXXX Date of Inquiry : XXXX Company Name XXXX XXXX XXXX XXXX XXXX Date of Inquiry XXXX XXXX Company Name XXXX XXXX XXXX Date of Inquiry XXXX XXXX Company Name XXXX XXXX XXXX Date of Inquiry XXXX XXXX Company Name XXXX XXXX XXXX Date of Inquiry : XXXX Company Name XXXX XXXX XXXX XXXX Date of Inquiry : XXXX Company Name : XXXX XXXX XXXX Date of Inquiry XXXX XXXX Company Name XXXX XXXX - Date of Inquiry : XXXX Company Name : XXXX - Date of Inquiry XXXX XXXXXX/XX/XXXX Under the Fair Credit Reporting Act ( FCRA ), I have the legal right to an accurate and verifiable credit report. If these disputed accounts can not be fully substantiated with solid, irrefutable evidence, they must be removed immediately. This is not a requestit is a demand for compliance with federal law, and I expect a prompt and decisive resolution. Any failure to correct these errors will not be ignored.
Frequently Asked Questions
What is Complaint #12474755 about?
Complaint #12474755 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-03-13T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.