Credit reporting or other personal consumer reports -- Problem with fraud alerts or security freezes -- Complaint #12452246
Complaint Overview
Complaint ID: 12452246
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with fraud alerts or security freezes
State: Texas
ZIP Code: 77571
Date Received: 2025-03-12T12:00:00-05:00
Date Sent to Company: 2025-03-12T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am requesting to freeze my credit report due to the repeated appearance of unauthorized transactions that have continuously reflected on my credit file. Despite my efforts to dispute these discrepancies, they persist on my report, which is causing significant concern regarding the security of my personal and financial information. The presence of these unauthorized transactions is not only damaging my credit score but also exposing me to potential risks of identity theft and further fraudulent activity. Given these ongoing issues, I believe it is crucial to take immediate steps to protect my financial integrity. Freezing my credit report will prevent any unauthorized access to my credit file, ensuring that no new accounts or inquiries can be made without my explicit consent.
Frequently Asked Questions
What is Complaint #12452246 about?
Complaint #12452246 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with fraud alerts or security freezes. It was received by the CFPB on 2025-03-12T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.