Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12451277
Complaint Overview
Complaint ID: 12451277
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Florida
ZIP Code: 33435
Date Received: 2025-03-11T12:00:00-05:00
Date Sent to Company: 2025-03-11T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
I am writing to formally dispute the inaccuracy in my credit report regarding my auto loan with XXXX XXXX XXXX. Upon reviewing my credit report, I noticed that the payment history for this account inaccurately reflects late or missed payments. This is incorrect, and my account should reflect that I have always paid on time, with no late payments or delinquencies. The details of the account in question are as follows : Date ( XXXX ) of Disputed Payment : XX/XX/XXXX and XX/XX/XXXX I would like to point out that I have always made my payments on time and that the reported late payments are erroneous. This inaccuracy is affecting my XXXX XXXX and is damaging my financial reputation. I request that this information be corrected to reflect that my payments have always been made on time, and my account is in good standing with XXXX XXXX XXXX. Furthermore, I believe that the reporting of this inaccurate information may constitute a violation of the Privacy Act, as it reflects a failure to maintain accurate information, and possibly a failure to follow proper procedures in terms of privacy notice and consent. I understand that under the Fair Credit Reporting Act ( FCRA ), I am entitled to a timely and accurate report of my credit history, and I believe this inaccuracy may indicate a failure in adhering to the requirements of this act, particularly in regard to the handling of my personal financial data. I kindly request that you investigate this matter promptly and update my credit report to show that my account with XXXX XXXX XXXX is in good standing, with no late payments. I have attached supporting documents, including proof of payments and bank statements, which show that I have consistently made all payments on time. Please provide confirmation of the correction of this inaccuracy and update my credit report as soon as possible. Thank you for your attention to this matter. I look forward to your prompt resolution and an updated report reflecting accurate information.
Frequently Asked Questions
What is Complaint #12451277 about?
Complaint #12451277 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-03-11T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.