Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #12446535
Complaint Overview
Complaint ID: 12446535
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: California
ZIP Code: 93619
Date Received: 2025-03-11T12:00:00-05:00
Date Sent to Company: 2025-03-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American
Consumer Narrative
I am writing to contest inaccurate information on my credit report in accordance with 15 U.S.C. 1681c-2 and to formally request the blocking of this erroneous data. Enclosed is a copy of my Police Report/FTC identity theft report ( FTC REPORTS XXXX ) as evidence supporting my identity theft claim. As per 15 U.S.C. 1681c-2, upon submission of an identity theft report by a consumer, credit reporting agencies are obligated to block any information flagged by the consumer as stemming from identity theft within FOUR business days. The following information on my credit report is the result of identity theft and should be blocked : I am writing to notify you that I have fallen prey to identity theft. I have reached out to the Federal Trade Commission and lodged a complaint, which is enclosed for your reference. My credit report contains fraudulent ACCOUNTS that are not associated with me. All necessary documentation is included in this packet, and copies have been sent to your agency both via fax and through Certified mail. In addition, I request the immediate removal of the following fraudulent ACCOUNTS from my credit report. ACCOUNTS : - XXXXXXXX XXXXCCOUNT # XXXX ON DATE XX/XX/XXXX. - XXXX ACCOUNT # XXXX ON DATE XX/XX/XXXX. - XXXX. ACCOUNT # XXXX ON DATE XX/XX/XXXX. - XXXX XXXX. ACCOUNT # XXXX ON DATE XX/XX/XXXX. - XXXX. ACCOUNT # XXXX ON DATE XX/XX/XXXX. - XXXX. ACOUNT # XXXX ON DATE XX/XX/XXXX. - XXXX XXXX XXXX. ACCOUNT XXXX ON DATE XX/XX/XXXX. - XXXX XXXX XXXX. ACCOUNT # XXXX ON DATE XX/XX/XXXX. - XXXX XXXX XXXX. ACCOUNT # XXXX ON DATE XX/XX/XXXX. - XXXX XXXX. ACCOUNT # XXXX ON DATE XX/XX/XXXX. - XXXX XXXX. ACCOUNT # XXXX ON DATE XX/XX/XXXX.
Frequently Asked Questions
What is Complaint #12446535 about?
Complaint #12446535 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-03-11T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.