Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #12443819
Complaint Overview
Complaint ID: 12443819
Company: Source Receivables Management LLC
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: New York
ZIP Code: 125XX
Date Received: 2025-03-11T12:00:00-05:00
Date Sent to Company: 2025-03-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/year>, a company that I do not recognize and have no contract with, Source Receivables Management, pulled my credit without my request, authorization or knowledge. According to XXXX this company is a collection agency, which I never gave permission to submit any inquiry on my credit. This inquiry listed on my XXXX credit report is potentially negatively impacting my credit score and ability to get approved for rentals and lending.
Frequently Asked Questions
What is Complaint #12443819 about?
Complaint #12443819 was filed against Source Receivables Management LLC regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-03-11T12:00:00-05:00.
How did Source Receivables Management LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Source Receivables Management LLC?
Yes, visit the Source Receivables Management LLC company profile at readthecomplaint.com/company/source-receivables-management-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.