Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #12442212
Complaint Overview
Complaint ID: 12442212
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Maryland
ZIP Code: 21206
Date Received: 2025-03-11T12:00:00-05:00
Date Sent to Company: 2025-03-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
is a fraudulent entry and does not accurately reflect my financial history. According to the law, if any information on my credit report is found to be inaccurate or unverifiable, it must either be corrected or removed from my report. As per 15 U.S.C. XXXXe ( b ), I am entitled to have my credit report accurately reflect my true credit history, and under 15 U.S.C. XXXXi ( a ) ( 5 ), I am requesting that this fraudulent account be investigated and removed from my report immediately. Please consider this letter as an official dispute regarding the accuracy of this account. I ask that you conduct an immediate investigation and take the necessary steps to remove this fraudulent account from my credit report. If the account can not be verified as accurate, it must be permanently removed as stipulated under the law.
Frequently Asked Questions
What is Complaint #12442212 about?
Complaint #12442212 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-03-11T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.