Debt collection -- Communication tactics -- Complaint #12411612
Complaint Overview
Complaint ID: 12411612
Company: Resurgent Capital Services L.P.
Product: Debt collection
Sub-Product: I do not know
Issue: Communication tactics
Sub-Issue: You told them to stop contacting you, but they keep trying
State: Florida
ZIP Code: 32168
Date Received: 2025-03-10T12:00:00-05:00
Date Sent to Company: 2025-03-10T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Subject : Cease and Desist Demand for Unlawful Debt Collection Practices To Whom It May Concern, I am writing to demand that LVNV Funding, LLC immediately cease and desist all communication with me regarding the alleged debt associated with account number. Violation of the Fair Debt Collection Practices Act ( FDCPA ) Under the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692c ( c ), I am exercising my right to request that you cease all further communication with me. Furthermore, I have reason to believe that LVNV Funding, LLC may have already engaged in debt collection practices that violate the FDCPA, including but not limited to : Harassment and Unfair Practices ( 15 U.S.C. 1692d & 1692f ) If you have engaged in any conduct intended to annoy, abuse, or harass me, including excessive or misleading phone calls, threats, or other deceptive practices. Failure to Provide Debt Validation ( 15 U.S.C. 1692g ) If you have failed to provide proper validation of the alleged debt within five days of initial contact, you are in violation of federal law. False or Misleading Representations ( 15 U.S.C. 1692e ) If LVNV Funding, LLC has misrepresented the amount, legal status, or ownership of the alleged debt, or has attempted to collect fees or interest not legally owed. Threatening Legal Action Not Intended or Permitted ( 15 U.S.C. 1692e ( 5 ) ) If LVNV Funding, LLC has made false threats of lawsuits, garnishments, or other legal consequences that it is either not authorized or does not intend to pursue. Legal Precedent Supporting This Request XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) Established that debt collectors, including law firms engaged in debt collection, must comply with the FDCPAXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Reinforced that misleading statements or deceptive practices by debt collectors are violations of the FDCPA. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) Confirmed that false or misleading representations about the ownership of debt are actionable under the FDCPA. Cease and Desist Demand As of the date of this letter, you are legally required to discontinue any and all attempts to collect this alleged debt except to provide : Notice of termination of collection efforts ; or Notification of legal action as permitted by law. Any further attempts to contact me in violation of this demand will be documented and may be used as evidence in legal proceedings against your company. Should you fail to comply with this request, I will be forced to take further action, including but not limited to : Filing a complaint with the Consumer Financial Protection Bureau ( CFPB ), the Federal Trade Commission ( FTC ), and my state Attorney Generals office. Pursuing legal action for FDCPA violations, which may result in statutory damages of up to {$1000.00} per violation, attorney fees, and additional relief as determined by the court. I expect your immediate compliance with this request. Please provide written confirmation within 10 days that all further contact regarding this alleged debt will cease. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #12411612 about?
Complaint #12411612 was filed against Resurgent Capital Services L.P. regarding Debt collection specifically about Communication tactics. It was received by the CFPB on 2025-03-10T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.