Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #12411454
Complaint Overview
Complaint ID: 12411454
Company: Global Lending Services LLC
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Georgia
ZIP Code: 31093
Date Received: 2025-03-10T12:00:00-05:00
Date Sent to Company: 2025-03-10T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Ga XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Subject : Dispute of Credit Report Entry XXXX XXXX XXXX Dear Consumer Financial Protection Bureau ( CFPB ), I am writing to formally dispute an entry on my credit report regarding XXXX XXXX XXXX. My name is XXXX XXXX XXXX XXXX, and my Social Security Number is XXXX. I recently reviewed my credit report and found an entry related to XXXX XXXX XXXX that I believe is inaccurate and should be removed. Due to a recent data breach, my identity was compromised, and I am concerned that this entry may be a result of fraudulent activity. Under the Fair Credit Reporting Act ( 15 U.S.C. 1681 ), I am requesting that you investigate this matter and remove the inaccurate entry from my credit report. The specific entry I am disputing is as follows : Account Name : XXXX XXXX XXXX Account Number : [ Account Number ] Date of the Report : XX/XX/XXXX Please confirm the receipt of this letter and inform me of the outcome of your investigation as soon as possible. I appreciate your prompt attention to this matter. Thank you. Sincerely, ony XXXX XXXX XXXX.
Frequently Asked Questions
What is Complaint #12411454 about?
Complaint #12411454 was filed against Global Lending Services LLC regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-03-10T12:00:00-05:00.
How did Global Lending Services LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Global Lending Services LLC?
Yes, visit the Global Lending Services LLC company profile at readthecomplaint.com/company/global-lending-services-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.