Debt collection -- Written notification about debt -- Complaint #12411297
Complaint Overview
Complaint ID: 12411297
Company: Resurgent Capital Services L.P.
Product: Debt collection
Sub-Product: Credit card debt
Issue: Written notification about debt
Sub-Issue: Didn't receive enough information to verify debt
State: New Jersey
ZIP Code: 080XX
Date Received: 2025-03-10T12:00:00-05:00
Date Sent to Company: 2025-03-10T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
I am filing this complaint against LVNV Funding for reporting an alleged collection account on my consumer credit report without my permission, knowledge, or proper verification. I have never conducted business with LVNV Funding and deny any obligation to this alleged debt. LVNV is in violation of the Fair Debt Collection Practices Act ( FDCPA ) and the Fair Credit Reporting Act ( FCRA ) by reporting unverified and potentially inaccurate information to the credit bureaus. They have not provided proof that I owe this debt or that they have the legal right to collect or report it. I demand immediate removal of this account from my credit profile unless LVNV can provide valid documentation proving my contractual obligation to this debt. Their failure to do so constitutes a violation of my consumer rights under federal law. I have attached a formal dispute letter for further reference. Please investigate this matter promptly.
Frequently Asked Questions
What is Complaint #12411297 about?
Complaint #12411297 was filed against Resurgent Capital Services L.P. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2025-03-10T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.