Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #12411059
Complaint Overview
Complaint ID: 12411059
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Georgia
ZIP Code: 30088
Date Received: 2025-03-10T12:00:00-05:00
Date Sent to Company: 2025-03-10T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To Whom It May Concern, I am writing to formally dispute inaccurate information on my credit report, which I obtained from your agency. Under the Fair Credit Reporting Act ( FCRA ) 1681o, I am asserting my rights regarding the negligent reporting of inaccurate information. The following item ( s ) on my credit report are incorrect : XXXX. XXXX XXXX ( XXXX ) XXXX : paid amount off, This account was closed XXXX XXXX XXXX. XXXX XXXX XXXX ( XXXX ) XXXX : This account was closed XXXX XXXX XXXX. XXXX XXXX ( XXXX ) XXXX : paid amount off, account was closed XXXX XXXX XXXX. XXXX XXXX ( XXXX ) XXXX : paid amount off, account was closed XXXX XXXX I have attached copies of supporting documents, including identity to substantiate my dispute. Under the FCRA, you are required to investigate this matter and correct any inaccuracies within XXXX days. If the disputed information is not corrected or removed, I will be forced to escalate my claim, which may include seeking damages for negligent noncompliance under 1681o. Please provide me with a written response confirming the results of your investigation and any corrections made. If you find the information to be accurate, kindly provide documentation proving its legitimacy. I appreciate your prompt attention to this matter and look forward to your response. You may reach me at ( XXXX ) XXXX or XXXX if you need any further information. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #12411059 about?
Complaint #12411059 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-03-10T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.