Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12410739
Complaint Overview
Complaint ID: 12410739
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Florida
ZIP Code: 33161
Date Received: 2025-03-10T12:00:00-05:00
Date Sent to Company: 2025-03-10T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally request that the accounts listed on my credit report, as well as any fraudulent credit inquiries, be removed from my credit file with all three bureaus.I have requested supporting evidence, including my signature and documentation from the creditor. I demanded to see Verifiable Proof ( an original Consumer Contract with my Signature on it ) you have on file of the accounts listed below. Under the FCRA, specifically Section 611 ( a ) ( 1 ), you are obligated to investigate and provide me with proof of the information reported. Their failure to positively verify these accounts has hurt my ability to obtain credit. I have already filed with the Federal Trade Commission ( FTC ) concerning the following unverified fraudulent accounts and credit inquires connected to my credit report. Under the FCRA, Section 605 of the FCRA : This section specifies that negative items, such as repossessions, must be reported accurately and be verifiable. If the information is found to be inaccurate or unverifiable, it must be removed. Equifax, Experian, and TransUnion Did not provid ed me with proof of the information reported, including providing me with documentation and an original Consumer Contract with my Signature on it within the 30 days required by that law, thus i need this fraudulent information removed.
Frequently Asked Questions
What is Complaint #12410739 about?
Complaint #12410739 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-03-10T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.