Credit card -- Other features, terms, or problems -- Complaint #12391574

Complaint Overview

Complaint ID: 12391574

Company: Wells Fargo & Company

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Other features, terms, or problems

Sub-Issue: Problem with balance transfer

State: Florida

ZIP Code: 33470

Date Received: 2025-03-09T12:00:00-05:00

Date Sent to Company: 2025-03-09T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

XX/XX/year>, I initiated a balance transfer with XXXX XXXX ( To transfer a balance from Wells Fargo ) And upon checking my Wells Fargo account, I now see XXXX payments were made to them. This leaves me with an overpayment and credit in Wells Fargo. Upon checking with XXXX XXXX however, only XXXX payment on their end, shows to have been made. So technically, on the XXXX XXXX side, I'm squared away, but on the Wells Fargo side, I received more money than I should have. The balance transfer was in the amount of {$1700.00}. I see this twice in Wells Fargo. When I contact XXXX XXXX, they insist there is no error. When I contact Wells Fargo and ask for the source or electronic trail for the transaction, they fail to provide me one. I need help as I don't want to be held liable for this, especially if XXXX XXXX discovers it is indeed an error, down the line.

Frequently Asked Questions

What is Complaint #12391574 about?

Complaint #12391574 was filed against Wells Fargo & Company regarding Credit card specifically about Other features, terms, or problems. It was received by the CFPB on 2025-03-09T12:00:00-05:00.

How did Wells Fargo & Company respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Wells Fargo & Company?

Yes, visit the Wells Fargo & Company company profile at readthecomplaint.com/company/wells-fargo-company to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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