Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #12390860
Complaint Overview
Complaint ID: 12390860
Company: Lexisnexis
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: California
ZIP Code: 94621
Date Received: 2025-03-09T12:00:00-05:00
Date Sent to Company: 2025-03-09T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I just received my credit report and noticed some hard inquiries. Inquiries don't have permissible purpose according to 15 USC 1681 b. Can you please investigate these hard inquiries below. XXXX. XXXX XXXX XXXX XXXX XXXX XXXX IL, XXXX XX/XX/year>2024 XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX VA, XXXX XX/XX/year>2024 XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX DE, XXXX XX/XX/year>2024 XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX MA XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX DE XXXX XXXX XX/XX/year>2024 DELETE THESE INQUIRIES because they are in VIOLATION of 15 USC 1681 b. I DID NOT authorize. Once you have deleted the hard inquiry from my report please send me a updated report
Frequently Asked Questions
What is Complaint #12390860 about?
Complaint #12390860 was filed against Lexisnexis regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-03-09T12:00:00-05:00.
How did Lexisnexis respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Lexisnexis?
Yes, visit the Lexisnexis company profile at readthecomplaint.com/company/lexisnexis to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.