Vehicle loan or lease -- Repossession -- Complaint #12384412

Complaint Overview

Complaint ID: 12384412

Company: Westlake Services, LLC

Product: Vehicle loan or lease

Sub-Product: Loan

Issue: Repossession

Sub-Issue: Lender trying to repossess or disable the vehicle

State: New York

ZIP Code: 10950

Date Received: 2025-03-08T12:00:00-05:00

Date Sent to Company: 2025-03-08T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I went to XXXX XXXX on XX/XX/XXXX to purchase a used XXXX XXXX XXXX which was presented as in good/safe working order. I felt very pressured by the sales man and was informed that the advertised price was only good after a deposit of {$3000.00}. Knowing in my gust something was off I made the purchase anyway. After driving the vehicle for less than a week I noticed the suspension was shot and the vehicle was all over XXXX XXXX on highways, the rear differential and bearings are grinding, the wrong size tires are on the vehicle, and the speedometer/odometer are malfunctioning stating that I'm going XXXX faster than I'm actually going creating an odometer fraud. The dealership refuses to repair the issues and the finance company refuses to help me return the vehicle for all the misrepresentation and fraud associated with it. They demand payment and threaten to repossess the vehicle creating damage to my credit profile rather than assist with woth the many issues they paid into when providing me the loan.

Frequently Asked Questions

What is Complaint #12384412 about?

Complaint #12384412 was filed against Westlake Services, LLC regarding Vehicle loan or lease specifically about Repossession. It was received by the CFPB on 2025-03-08T12:00:00-05:00.

How did Westlake Services, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.

Can I see other complaints against Westlake Services, LLC?

Yes, visit the Westlake Services, LLC company profile at readthecomplaint.com/company/westlake-services-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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