Debt collection -- Took or threatened to take negative or legal action -- Complaint #12383868

Complaint Overview

Complaint ID: 12383868

Company: Source Receivables Management LLC

Product: Debt collection

Sub-Product: Other debt

Issue: Took or threatened to take negative or legal action

Sub-Issue: Threatened or suggested your credit would be damaged

State: Indiana

ZIP Code: 46321

Date Received: 2025-03-07T12:00:00-05:00

Date Sent to Company: 2025-03-07T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/year>, I was contacted by a debt collector from Source Receivable Management regarding a debt from XXXX XXXX XXXX. During the call, the debt collector used threatening language, stating that legal action would be taken and that the debt would be reported to my credit report. I have contacted XXXX previously, and they confirmed the account was closed incorrectly due to a change of address. Despite this, the debt collector continues to make threats and refuses to acknowledge the error.

Frequently Asked Questions

What is Complaint #12383868 about?

Complaint #12383868 was filed against Source Receivables Management LLC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2025-03-07T12:00:00-05:00.

How did Source Receivables Management LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Source Receivables Management LLC?

Yes, visit the Source Receivables Management LLC company profile at readthecomplaint.com/company/source-receivables-management-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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