Debt collection -- Attempts to collect debt not owed -- Complaint #12383668
Complaint Overview
Complaint ID: 12383668
Company: Experian Information Solutions INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Pennsylvania
ZIP Code: 19142
Date Received: 2025-03-07T12:00:00-05:00
Date Sent to Company: 2025-03-07T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to dispute inaccurate information on my credit report and to notify you of my intent to pursue civil liability under 15 U.S.C. 16810 tor negligence in noncompliance with the Fair Credit Reporting Act ( FCRA ). The following discrepancies have been noted : XXXX XXXX XXXX XXXX 1 previously submitted a dispute, but the inaccuracies have not been corrected. Under 16810, 1 am entitled to seek damages for this failure to comply, which has negatively impacted my credit. I request that you : 1. Correct the inaccuracies immediately. 2. Investigate these issues in compliance with the FCRA. 3. Compensate me for any harm caused due to this negligence. Please address this matter promptly. If not resolved within 30 days, I will seek legal action as necessary. Thank you for your immediate attention.
Frequently Asked Questions
What is Complaint #12383668 about?
Complaint #12383668 was filed against Experian Information Solutions INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-03-07T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.