Debt collection -- Attempts to collect debt not owed -- Complaint #12375430
Complaint Overview
Complaint ID: 12375430
Company: Caine & Weiner Company, INC.
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Connecticut
ZIP Code: XXXXX
Date Received: 2025-03-07T12:00:00-05:00
Date Sent to Company: 2025-03-07T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Cease and Desist from Reporting Inaccurate Information I am writing to formally request that Caine and Wiener cease and desist from any further attempts to collect a debt that they have reported inaccurately on my credit report. I believe that your agency is in violation of the Fair Debt Collection Practices Act ( FDCPA ) and the Fair Credit Reporting Act ( FCRA ) due to the inaccuracies associated with my account. Specifically, I am requesting the following : Proof of Debt : Please provide documentation supporting the validity of the debt in question, including a XXXX form and the original purchase agreement. Additionally, I require a copy of the forward flow agreement that governs the transfer of this debt to your agency, as well as a complete chain of assignment that details the ownership of the debt from the original creditor to your agency. Without this information, I can not verify that the debt is legitimate. Correction of Reporting : I request that you immediately correct any inaccurate information you have reported to the credit bureaus regarding my account. Continuing to report this information without proper verification is unjust and harmful to my credit profile. Please consider this letter a formal notice that I require you to cease all collection activities related to this account until you provide the necessary documentation. Failure to comply with this request will leave me with no choice but to take further action, including filing a complaint with the Consumer Financial Protection Bureau ( CFPB ) and pursuing legal remedies. I expect a prompt response to this matter. Thank you for your immediate attention to this issue.
Frequently Asked Questions
What is Complaint #12375430 about?
Complaint #12375430 was filed against Caine & Weiner Company, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-03-07T12:00:00-05:00.
How did Caine & Weiner Company, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Caine & Weiner Company, INC.?
Yes, visit the Caine & Weiner Company, INC. company profile at readthecomplaint.com/company/caine-weiner-company-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.