Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #12364561
Complaint Overview
Complaint ID: 12364561
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: California
ZIP Code: 92117
Date Received: 2025-03-06T12:00:00-05:00
Date Sent to Company: 2025-03-06T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
FORMAL COMPLAINT AGAINST EXPERIAN for Violation of USC 1681 Fair Credit Reporting Act 1- Violation of 15 USC 1681 Fair Credit Reporting Act I have never given a Written Consent to obtain and furnish my Information, 2- Violation of 15 USC 1681 outlines provisions related to the accuracy of consumer information in credit reports and Failure to investigate. 3- Failure to issue IRS Form 1099-C. ( A ) INACCURATE PERSONAL INFORMATION ( B ) INACCURATE ADRESSES ( Mailable Addresses ) ( C ) - FAILURE TO INVESTIGATE Charged-Off Debt and Failure to Issue IRS Form 1099-C. - Invarified Collection Accounts. ( D ) Unauthorized Hard Inquires.
Frequently Asked Questions
What is Complaint #12364561 about?
Complaint #12364561 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-03-06T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.