Debt collection -- Attempts to collect debt not owed -- Complaint #12355925
Complaint Overview
Complaint ID: 12355925
Company: Mrs Bpo, LLC
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Florida
ZIP Code: 33029
Date Received: 2025-02-19T12:00:00-05:00
Date Sent to Company: 2025-03-06T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have sent a certified letter to MRSBPO on XX/XX/XXXX, requesting verification of the debt associated with Account # XXXX for a balance of {$200.00} as of XX/XX/XXXX. Specifically, I requested documentation that includes my signature as proof of my responsibility for this debt. To date, MRSBPO has not provided any documentation containing my signature or a clear record of when this account was opened. Additionally, more than 30 days have passed, exceeding the time frame legally required for a response under the Fair Debt Collection Practices Act ( FDCPA ). Since no proper validation has been provided, I request that : All collection efforts on this account cease immediately. This account be removed from my credit report. MRSBPO notify all relevant credit bureaus that this debt is invalid and should be deleted from my records. I receive written confirmation that this debt has been removed and that no further collection attempts will be made. I expect a timely resolution to this matter.
Frequently Asked Questions
What is Complaint #12355925 about?
Complaint #12355925 was filed against Mrs Bpo, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-02-19T12:00:00-05:00.
How did Mrs Bpo, LLC respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Mrs Bpo, LLC?
Yes, visit the Mrs Bpo, LLC company profile at readthecomplaint.com/company/mrs-bpo-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.