Debt collection -- Attempts to collect debt not owed -- Complaint #12350128
Complaint Overview
Complaint ID: 12350128
Company: Cl Holdings LLC
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: North Dakota
ZIP Code: 58103
Date Received: 2025-02-26T12:00:00-05:00
Date Sent to Company: 2025-03-06T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have freeze my credit file I notice that XXXX and XXXX adding collection not belong to me. I have send a few dispute letters and police report on identity theft to the three credit bureau. My credit been freeze for 6 months how the bureau keeping adding account that not belong to me. I feel like my life been outside down some one have my information this cause my family hurt. The collection is Jefferson Capital SYST. amount is {$520.00}. The date is was add XX/XX/year> and the other collection XXXX XXXX amount is XXXX never own. This was add XX/XX/year>
Frequently Asked Questions
What is Complaint #12350128 about?
Complaint #12350128 was filed against Cl Holdings LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-02-26T12:00:00-05:00.
How did Cl Holdings LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Cl Holdings LLC?
Yes, visit the Cl Holdings LLC company profile at readthecomplaint.com/company/cl-holdings-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.