Debt collection -- Took or threatened to take negative or legal action -- Complaint #12341759
Complaint Overview
Complaint ID: 12341759
Company: TD Bank US Holding Company
Product: Debt collection
Sub-Product: Credit card debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened to sue you for very old debt
State: Florida
ZIP Code: 349XX
Date Received: 2025-03-05T12:00:00-05:00
Date Sent to Company: 2025-03-05T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
XXXX year old default judgment should be in my name not XXXX XXXX whom is my mother 's name, but my name XXXX XXXX was removed in XXXX or XXXX for an unknown reason. I was never served by anyone nor was my mother, we both lived at the same address at the time a processor claims he served papers to my Mom but I couldn't be found. We live at this same address for 40 years. My parents are XXXX and XXXX living on social security and veterans XXXX. My Mom received these letters with no court stamp or signature from a judge. When I go to this court case online it is closed and has a XXXX balance.
Frequently Asked Questions
What is Complaint #12341759 about?
Complaint #12341759 was filed against TD Bank US Holding Company regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2025-03-05T12:00:00-05:00.
How did TD Bank US Holding Company respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against TD Bank US Holding Company?
Yes, visit the TD Bank US Holding Company company profile at readthecomplaint.com/company/td-bank-us-holding-company to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.