Checking or savings account -- Incorrect information on your report -- Complaint #12341390
Complaint Overview
Complaint ID: 12341390
Company: TD Bank US Holding Company
Product: Checking or savings account
Sub-Product: Checking account
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: New York
ZIP Code: 10026
Date Received: 2025-03-05T12:00:00-05:00
Date Sent to Company: 2025-03-05T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I tried to open two bank accounts with TD bank. The first account I opened was on XX/XX/XXXX but it was closed down XX/XX/XXXX not even a full 24hrs later. I was not able to make any deposits, withdrawals, or even use the debit card I had received in the mail. Which leads me to filing this complaint because if nothing fraudulent happened to this account ending in XXXX why would you put in in XXXX XXXX XXXX as if I did something fraudulent or broke a bank rule on this account. The other account Im disputing ends in XXXX and its the same thing and same result the only difference is I opened the account ending in XXXX on XX/XX/XXXX and it was closed down on XX/XX/XXXX. So this account wasnt even open open for 72 hours then closed down without any deposits or withdrawals being made at all. Im filing this complaint because these two accounts ending in XXXX and XXXX were unjustly put into XXXX XXXX XXXX and I need this unjust deed to be made right. Nothing happened with those accounts at all so the gall of TD bank to put them into XXXX XXXX XXXX as if I did something wrong with accounts ending in XXXX and XXXX is wrong. At this point Im willing to lawyer up if TD bank keeps up the shenanigans.
Frequently Asked Questions
What is Complaint #12341390 about?
Complaint #12341390 was filed against TD Bank US Holding Company regarding Checking or savings account specifically about Incorrect information on your report. It was received by the CFPB on 2025-03-05T12:00:00-05:00.
How did TD Bank US Holding Company respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.
Can I see other complaints against TD Bank US Holding Company?
Yes, visit the TD Bank US Holding Company company profile at readthecomplaint.com/company/td-bank-us-holding-company to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.