Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12341197
Complaint Overview
Complaint ID: 12341197
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Personal information incorrect
State: New Jersey
ZIP Code: 07104
Date Received: 2025-03-05T12:00:00-05:00
Date Sent to Company: 2025-03-05T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am demanding the immediate correction of the inaccurate personal information on my credit report. My correct and complete name is XXXX XXXX XXXX XXXX, and my current address is XXXX XXXX XXXX XXXX XXXX, NJ XXXX, and my current employer is XXXX XXXX XXXX. Under 15 U.S.C. 1681e ( b ) of the Fair Credit Reporting Act, consumer reporting agencies are legally required to ensure maximum possible accuracy in credit reports. Furthermore, 15 U.S.C. 1681b mandates that consumer information must only be reported for a permissible purpose. The continued presence of incorrect name variations and outdated or inaccurate addresses is unacceptable, unlawful, and must be corrected without delay. I demand the immediate removal and update of all incorrect personal information to reflect only my accurate details. Failure to take swift action will be considered willful noncompliance under 15 U.S.C. 1681n, subjecting your agency to liability of {$1000.00} per violation. I expect immediate compliance to ensure my credit file accurately reflects my identity, and I will take further action if these errors are not corrected at once.
Frequently Asked Questions
What is Complaint #12341197 about?
Complaint #12341197 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-03-05T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.